15 best new bank account promotions and bonuses for July 2026: Earn up to $3,000
The Bank of America® Business Advantage Banking signup offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus. The Personal Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. The Self-Directed Investing signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus. The High Yield Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $1200 bonus. The Chase Private Client Checking℠ signup offer requires you to deposit and maintain a minimum balance in order to earn the $3000 bonus. The HSBC Premier signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus.
Now available nationwide, BMO is offering up to a $1,500 welcome bonus when you open a new business checking account and meet the minimum balance requirements. The Bask Mileage Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the 20,000 bonus miles. You can stack this offer with their personal checking account bonus to earn a total of $800. The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus. You can stack this offer with their personal checking account bonuses to earn a lot more!
Available nationwide, Chase Bank is offering up to a $3,000 bonus when you open or upgrade to a new Chase Private Client Checking℠ account. Available nationwide, HSBC is offering up to a whopping $5,000 in welcome bonuses when you open a new HSBC Premier checking account and complete qualifying activities. Available nationwide, Barclays is offering a $200 bonus to new customers that open a new Tiered Saving account and deposit $25,000. Keep in mind that some of these accounts are available nationwide, while others might only be offered in the states in which the bank operates physical branches. Most bank bonuses have a few qualifying requirements.
You may have to meet certain requirements to qualify for bank bonuses. For example, if a bank offers a new checking account bonus of $150 but you don’t maintain the required minimum balance, you could incur a monthly fee. But before you take the plunge, it’s important to make sure you understand what bank promotions are and how they work to help you know if they are worth your while Any of our consumer checking accounts are eligible for this bonus offer. You must make at least $1,000 in deposits within 90 days of account opening1 Access 85,000+ surcharge-free ATMs nationwide including Publix Presto ATM locations!
Best bank bonuses for checking and savings
Queue bank promotions without direct deposit requirements! Get paid sooner Access your money up to 2 days sooner than payday with early paycheck. Banner Bank will monitor the balances maintained in your account during the qualification period to determine bonus amount paid, if applicable. To qualify for the personal checking offer, you must not already have a personal checking account with Banner Bank. Open a personal checking account, set up direct deposit and meet all deposit and balance requirements1 to earn your bonus.
- To earn the highest amount in a given quarter, you’ll need to deposit and maintain at least $200,000!
- While this isn’t available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.
- The changes haven’t directly affected bank bonuses, but it could still be a good time to open a new bank account in case savings account interest rates fall.
- This means that, at no additional cost to you, we may get paid when you click on a link.
- The Perks Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus.
000 Surcharge-free ATMs
That includes leprezone casino what fees might be incurred and how long you might have to wait for the bonus to be paid. The changes haven’t directly affected bank bonuses, but it could still be a good time to open a new bank account in case savings account interest rates fall. For this bank promotions roundup, more than a dozen data points were considered per offer.
You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy. Most bank bonuses are relatively simple, but it’s important to follow the instructions to the letter. We monitor bonus expiration dates every weekday and make changes to our content as needed. If you have or had a Huntington Bank business checking account open in the six months, you’re not eligible for the bonus. You’re not eligible if you had a business checking account in the last 12 months. If you already have a current Wells Fargo personal checking account, or if you had one in the last 12 months, you are not eligible for this bonus.
- Once the required activities are completed, you’ll receive your new checking account bonus within 15 days.
- You can stack this offer with their personal checking account bonus to earn a total of $800.
- You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening.
- The Personal Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus.
- The High Yield Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $1200 bonus.
Do I need to switch banks to be eligible for a checking account bonus?
Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay.
Associated Bank Checking Account: Up to $600 bonus
Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening. There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts. You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days. BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts.
Choose your new checking account bonus
We want to help you make personal finance decisions with confidence by providing you with free interactive tools, helpful data points, and by publishing original and objective content. The right bank promotions without direct deposit are out there for you. Usually, you have to dig through a bank’s website to find bonuses, but we launched BankBonus.com to make it easy to find the best bank bonuses in one place. Plus, if you’re new to bank promotions, your head may spin for a bit trying to learn the nuances, requirements, and pitfalls.